Description
Green Partner Finance helps UK businesses unlock working capital with invoice finance. Advance up to 90 to 95 percent of approved invoices within 24 to 48 hours, improve cash flow, pay suppliers on time, and fund growth without taking on long-term debt.
Choose invoice discounting if you want to keep control of collections and maintain confidentiality, or factoring if you prefer the lender to manage credit control. Optional bad debt protection reduces exposure to customer insolvency. We set up the facility, integrate with Xero, Sage, or QuickBooks, and provide clear reporting so you can focus on sales and delivery.
Service Process
01 Reporting & Review
Daily statements and reconciliations, management reports, and regular facility reviews. We adjust limits as your sales grow.
02 Eligibility & Proposal
Free review of your debtor book, terms, and sector. We source indicative terms that outline advance rate, fees, limits, and notice period.
03 Setup & Verification
KYC, facility documents, ledger audit, and portal setup. Where required we arrange notice of assignment and accounting system linkage.
04 Funding & Collections
Upload or submit invoices and receive an advance up to the agreed percentage. Collections are handled by you for discounting, or by the lender for factoring. Balance is paid on settlement less fees.
Service Outcome
- Cash released in 24 to 48 hours on approved invoices.
- Lower days sales outstanding and stronger working capital.
- Choice of confidential discounting or full service factoring.
- Optional bad debt protection to reduce credit risk.
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1. How does invoice finance work?
You raise an invoice and submit it to the lender. A percentage is advanced, often within one to two days. When your customer pays, the remaining balance is released less fees. The facility grows with your sales.
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2. What is the difference between factoring and discounting?
Factoring includes credit control where the lender collects on your behalf and customers are usually notified. Invoice discounting keeps collections with you and can be confidential. Both advance a percentage of approved invoices.
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3. How fast can I access funds and what will it cost?
Once the facility is live, advances are typically available within 24 to 48 hours of submission. Costs usually include a service fee and a discount rate that varies by sector, debtor quality, and volume.
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4. What documents do you need to start?
Recent management accounts, aged debtor and creditor lists, bank statements, sample invoices and contracts, ID and address for directors, and standard KYC. Additional items may be required after underwriting.
